Factoring finances your company’s growth

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Factoring is when a factoring company purchases unpaid invoices from another business for goods or services that have been delivered. In other words, factoring allows you to quickly convert open invoices into cash. This improves your company’s cash flow and provides funds for its growth.

Factoring also includes a suite of additional services such as managing client settlements, monitoring and enforcing payments, and in the case of full-service factoring (non-recourse), assuming the risk of your clients’ insolvency.

Learn more about factoring
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Why should I choose factoring from KUKE Finance?

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Improve your company’s cash flow

With factoring, you receive an immediate cash injection. You don’t have to wait for client payments and can settle your own obligations promptly.

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Offer clients longer payment terms

Your company becomes more competitive, which can lead to an increase in the number and value of orders received.

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Experience peace
and stability

You don’t have to worry about clients delaying payment for goods or services. The factor assumes the risk of your clients’ insolvency.

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Ensure funds for growth

As your company grows, with increased sales and the number and value of issued invoices, you can benefit from an expanding pool of funds.

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Save time

You are freed from the labour-intensive tasks of monitoring and enforcing the collection of receivables from clients. These tasks are taken over by the factor.

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Utilise modern financing

Ensure quick and easy access to cash 24/7 without the need to use traditional and more complicated forms of financing such as loans.

Calculate financing costs

Check the cost of full-service (non-recourse) factoring at KUKE Finance.

Make a calculation

Choose factoring tailored to your needs

offer
Non-Recourse Factoring
Get access to cash and protect your business from bad debt. Take advantage of our most comprehensive service.
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Faktoring niepełny
Recourse Factoring
Unlock funds frozen in unpaid invoices and get instant access to cash.
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Faktoring odwrotny
Export Factoring
Secure your company’s liquidity and trade safely with foreign business partners.
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Faktoring zabezpieczony gwarancjami
Factoring Secured by Guarantees
Increase your factoring opportunities thanks to guarantees provided by KUKE and BGK.
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Faktoring odwrotny
Reverse Factoring
We finance your company’s purchases. Take advantage of rebates offered by your suppliers in exchange for early payments.
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Not sure which factoring to choose?

 

Contact us

How to get started?

1
Contact our team
2
Tell us what your needs are
3
Accept our offer for cooperation
4
Sign the factoring agreement
5
Use factoring in your company online

Our clients’ stories

See how factoring has helped our clients achieve their business goals. We work with small, medium, and large companies from various industries and with different business profiles.

Menlo Electric provides its customers with purchase financing thanks to the sale with KUKE Finance and insurance with KUKE.

About us

We help companies grow by ensuring their financial liquidity and security in cooperation with clients in Poland and abroad.

With factoring from KUKE Finance, you can quickly convert invoices into cash, and the funds obtained can be used for business development.

We work closely with KUKE, a receivables insurer with over 30 years of experience, allowing your company to benefit from solutions unavailable from other factors operating in the Polish market.

 

Customers about KUKE Finance

Cooperation with KUKE Finance accelerated the inflow of receivables from our clients and translated into the expansion of the company’s offer, and consequently also into an increase in revenues. KUKE Finance is a substantive and modern partner which we strongly recommend.

Kamil Jerominek
President of Libru Sea

We value the long-term and fruitful cooperation with KUKE Finance, which has been going on since 2014 – especially for professionalism and individual approach to our needs.

Dorota Kokoszkiewicz
Financial Specialist at DW Oil Polska

We work in the metal industry, where long payment terms are common practice. Factoring allows us to maintain financial liquidity and continue to offer competitive payment terms to our customers. Cooperation with KUKE Finance translates into a very friendly and quick service.

Grzegorz Jaguszewski
Owner of ArtMet Manufacturing Company

We value working with KUKE Finance for a distinct approach to our business. We have constant contact with our consultant who always answers questions quickly and helps to find the best solution in every situation.

Jan Brodziński
President of POLSER

For many years, factoring has been a good alternative to a working capital loan, ensuring quick financing, few formalities and full coverage of trade receivables. KUKE Finance has added to these advantages a flexible approach to our needs and exemplary cooperation with KUKE, which gives us a sense of security and financial comfort.

Krystian Gunia
Financial Director at Ferrostal Łabędy

As a company from the steel industry, we value cooperation with KUKE Finance for an individual approach to our needs. Thanks to factoring, we have quickly available funds to invest in the company’s development and to make timely payments to our suppliers.

Marcin Witczak
President of ATS

With full responsibility, we can recommend KUKE Finance to all entrepreneurs who need a flexible source of financing which adapts to current business conditions and want to improve the company’s financial liquidity.

Marek Dubieński
President of Cab-Instal

Factoring significantly accelerated the inflow of receivables from our clients. Thanks to factoring, we have quickly at our disposal funds to grow our business and make payments to suppliers and public entities on an ongoing basis.

Piotr Neumann
Financial Director at FASING Capital Group

We started working with KUKE Finance in 2019. Since then, it has been our strong business partner. Factoring was a product that we knew well, and KUKE Finance showed us its new possibilities.

Weronika Maciszka
Financial Director at Nord Capital

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