About Us

We finance the growth of your business

We help companies in their development by ensuring financial liquidity and security in cooperation with clients in Poland and abroad.

Thanks to factoring from KUKE Finance, you can quickly convert invoices into cash, and the funds obtained in this way can be used for business development.

We finance receivables within all types of factoring available on the market, with particular emphasis on full-service factoring (non-recourse), which includes taking over the risk of insolvency of your clients.

We work closely with KUKE, a receivables insurer with over 30 years of experience, thanks to which your company can benefit from solutions unavailable from other factors operating on the Polish market.

Customers about KUKE Finance

We value the long-term and fruitful cooperation with KUKE Finance, which has been going on since 2014 – especially for professionalism and individual approach to our needs.

Dorota Kokoszkiewicz
Financial Specialist at DW Oil Polska

We work in the metal industry, where long payment terms are common practice. Factoring allows us to maintain financial liquidity and continue to offer competitive payment terms to our customers. Cooperation with KUKE Finance translates into a very friendly and quick service.

Grzegorz Jaguszewski
Owner of ArtMet Manufacturing Company

We value working with KUKE Finance for a distinct approach to our business. We have constant contact with our consultant who always answers questions quickly and helps to find the best solution in every situation.

Jan Brodziński
President of POLSER

Cooperation with KUKE Finance accelerated the inflow of receivables from our clients and translated into the expansion of the company’s offer, and consequently also into an increase in revenues. KUKE Finance is a substantive and modern partner which we strongly recommend.

Kamil Jerominek
President of Libru Sea

For many years, factoring has been a good alternative to a working capital loan, ensuring quick financing, few formalities and full coverage of trade receivables. KUKE Finance has added to these advantages a flexible approach to our needs and exemplary cooperation with KUKE, which gives us a sense of security and financial comfort.

Krystian Gunia
Financial Director at Ferrostal Łabędy

As a company from the steel industry, we value cooperation with KUKE Finance for an individual approach to our needs. Thanks to factoring, we have quickly available funds to invest in the company’s development and to make timely payments to our suppliers.

Marcin Witczak
President of ATS

With full responsibility, we can recommend KUKE Finance to all entrepreneurs who need a flexible source of financing which adapts to current business conditions and want to improve the company’s financial liquidity.

Marek Dubieński
President of Cab-Instal

Factoring significantly accelerated the inflow of receivables from our clients. Thanks to factoring, we have quickly at our disposal funds to grow our business and make payments to suppliers and public entities on an ongoing basis.

Piotr Neumann
Financial Director at FASING Capital Group

We started working with KUKE Finance in 2019. Since then, it has been our strong business partner. Factoring was a product that we knew well, and KUKE Finance showed us its new possibilities.

Weronika Maciszka
Financial Director at Nord Capital

Management Board

Konrad Klimek
PRESIDENT OF THE MANAGEMENT BOARD

An experienced manager specialising in sales issues, with extensive practical knowledge in finance, particularly in receivables financing and insurance. He has been associated with the factoring market since the beginning of his professional career. At Polfactor S.A. (now mFaktoring S.A.),

he was responsible for sales development, and since 2008, he served as the Director of the Sales and Marketing Department. He then worked at Coface Poland Factoring Sp. z o.o. as Deputy Commercial Director for Factoring. Since 2014, he has been the President of the Management Board of KUKE Finance S.A., a factoring company he founded and introduced to the Polish market. He actively participates in the work of the Polish Factors Association (PZF) – from 2020 as Vice-Chairman of the Executive Committee of PZF, and since June 2021 as Chairman of the Executive Committee of PZF.

He is a graduate of the Ryszard Łazarski University of Commerce and Law in Warsaw (now Łazarski University). He completed postgraduate studies in managerial finance at the Warsaw School of Economics. He holds a Diploma of Proficiency in Selling Export Factoring from Factors Chain International.

Married, with two children. He enjoys spending his free time actively, preferably cycling, playing tennis, or basketball. He is also an enthusiast of vintage cars.

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Arkadiusz Skowroń
VICE PRESIDENT OF THE MANAGEMENT BOARD

A manager with extensive professional experience in the capital, insurance, and financial markets, as well as a solid understanding of capital investments, risk assessment and management, and corporate finance management.

In the early years of his career, he was associated with the capital market. Initially, he worked as a licensed securities broker at the Capital Operations Center of Bank Handlowy in Warsaw S.A., and then as an analyst of listed companies at BZ WBK Brokerage House S.A. (now Santander Bank Polska).

He has been associated with the KUKE S.A. Group since 2003, initially as a credit risk analyst, financial institutions analyst, and then as Director of the Insurance Risk Department. He has been on the Management Board of KUKE Finance S.A. since the company’s inception, responsible for risk management, operations and settlements, and compliance.

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Tomasz Ślagórski
VICE PRESIDENT OF THE MANAGEMENT BOARD

At KUKE Finance, he is responsible for the areas of accounting and finance. He is a graduate of the Faculty of Management at the University of Warsaw and has completed postgraduate studies in Polish and international accounting standards at the Warsaw School of Economics.

He also completed the Risk Management Studies at the Warsaw Institute of Banking and numerous finance-related courses. He was appointed to the Management Board of KUKE Finance in January 2023. His professional career has been associated with the insurance sector, where he has held managerial positions for over 20 years at the Export Credit Insurance Corporation S.A. From 2018 to 2022, he served as Vice President of the Management Board of KUKE S.A., overseeing departments of accounting, settlements, controlling, asset management, actuarial, reinsurance, and compliance. He also chaired the Investment Committee and supervised KUKE Finance.

In his personal life, he is an avid traveller with a passion for Asian cuisine. He also has a keen interest in geopolitics and enjoys reading non-fiction literature.

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Supervisory Board

Łukasz Smolny
CHAIRMAN OF THE SUPERVISORY BOARD

He is a legal advisor and a graduate of the Faculty of Law and Administration at the University of Warsaw. He completed his legal advisor apprenticeship at the District Chamber of Legal Advisors in Warsaw.

Since October 2020, he has been the Chairman of the Supervisory Board of KUKE Finance S.A., having previously served as a Member of the Supervisory Board. He gained his experience in law firms and financial institutions, including TU Euler Hermes. Currently, he works at KUKE S.A., as the Director of the Legal Department, responsible for providing comprehensive legal services to the company and legal advice on corporate governance matters. He is also a Proxy of KUKE S.A.

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Daniel Kasprzak
VICE CHAIRMAN OF THE SUPERVISORY BOARD

He is a legal adviser, a graduate of the Faculty of Law and Administration of Adam Mickiewicz University in Poznań. He completed his judicial apprenticeship and has been working as a legal adviser since 2006. 

Since 2024, Member of the Supervisory Board of KUKE Finance S.A. He gained experience both in judicial work in courts and in legal departments. He has held supervisory positions in corporate bodies many times. For years associated with the public finance sector, with extensive management experience in ministries, central offices and agencies. He currently works in the Chancellery of the Prime Minister, where he serves as director of the Office of the Director General responsible for ensuring the proper functioning of the Chancellery and is deputy Director General of the Chancellery of the Prime Minister.

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Paulina Orechwo
MEMBER OF THE SUPERVISORY BOARD

A graduate of the Faculty of Law and Administration at Maria Curie-Skłodowska University in Lublin. From 2011 to 2013, she completed her legal apprenticeship at the District Chamber of Legal Advisors in Lublin,

of which she is currently a member. She has been a legal advisor since 2014.

She provides legal assistance to clients in both the private and public sectors. She has experience representing both entrepreneurs and individual clients before courts of various instances in legal disputes. In her professional practice, she also handles ongoing legal services for entrepreneurs (including commercial law companies) as well as local government units and public sector entities. She is a specialist in insurance and reinsurance activities, as well as in debt collection proceedings and pursuing compensation claims.

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Shareholders

KUKE is the sole shareholder of KUKE Finance.