Choose factoring suited to your needs

Reverse Factoring

Reverse factoring (purchase factoring) is a form of support provided by KUKE Finance to your company in settling obligations to suppliers. It is a way to build the image of a reliable business partner and obtain favourable discounts from suppliers in exchange for early payments.

What is reverse factoring?

Reverse factoring (purchase factoring) involves KUKE Finance financing your company’s obligations to suppliers. We pay your obligations on the due date.

You submit invoices from the supplier for delivered raw materials, goods, or services to KUKE Finance. We make the payment to the supplier’s account in the full amount of the invoice on the date specified in the factoring agreement. You, on the other hand, settle your liabilities to KUKE Finance at a later date, previously agreed upon with us. Thanks to reverse factoring, you no longer have to wait for payments from your contractors to settle your obligations to your suppliers.

Reverse factoring is a way for an entrepreneur to build the image of a reliable business partner and also to obtain favourable discounts from suppliers in exchange for early or timely settlement of obligations.

What are the benefits of reverse factoring?

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You improve your company’s liquidity

You no longer have to wait for payments from your customers or to pay your suppliers.

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Your company will become more competitive

You can take advantage of rebates offered by your suppliers in exchange for early payments.

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You can build an image of a reliable business partner

Early, regular payments will help build the image of a reliable and credible business partner.

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You use a modern and efficient form of financing

You get quick and easy access to cash 24/7 without the need to use traditional and more complicated forms of financing such as bank loans.

How does reverse factoring work?

1
You buy a raw material, product or service from a supplier
You send us the information about the invoice using our online platform.
2
We pay your supplier
KUKE Finance makes a payment to the supplier’s account in the full amount of the invoice and within the time limit set earlier in the factoring agreement.
3
You settle your payment obligation towards KUKE Finance
On the agreed date, you transfer funds to KUKE Finance.
4
We charge the costs
You receive an invoice for factoring services provided by us.

Reverse factoring is suitable for your company if:

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You want to take advantage of discounts offered by suppliers in exchange for early settlement of obligations.
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You expect assistance in managing your obligations to suppliers.
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You want to ensure the continuity and stability of supplies for your company.
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Your company has annual revenues exceeding PLN 15 million.

Want more about reverse factoring? Contact us

Other forms of factoring

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Non-Recourse Factoring
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Recourse Factoring
Unlock funds tied up in unpaid invoices and receive an immediate cash injection.
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Export Factoring
Ensure your company’s cash flow and security in trade with foreign partners.
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Factoring Secured by Guarantees
Increase your factoring opportunities with guarantees from KUKE and BGK.
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